Introduction

Hi. This is attorney David Butterini.  I have been an attorney for over twenty years.  I was the District Attorney for the New York State Tax Department  (Western District) from 1985 to 1996.   I have been in private practice since then and have represented well over two thousand individuals in bankruptcy.   I have seen many different types of cases and situations.

If you are facing financial problems, I think it very wise to set up a free consultation with me, to assess your situation and offer my thoughts I what I think is the best route for you. 

Let me introduce you to some important facts about bankruptcy; what it can do and how it effects you and your credit.  After twenty years and over two thousand cases, both large and small, and from my ongoing interaction with my clients, creditors and lenders, I think I can offer an informed view.

First off, if you are facing financial problems, you are not alone.   Every year thousands of Western New Yorkers file bankruptcy, and they do so for good reason.  Bankruptcy allows you to cancel much or all of your debts and do so almost immediately, while at the same time making sure you keep your home, car and other property.  It is by far the best way to deal with bills and debts you cannot pay.

That is why I advise: if you have payments due on such things as credit cards or personal loans, which you cannot pay, do not make any further payments on them until you meet with me.  Bankruptcy can eliminate these debts.  For now, only make payments on the essentials: mortgage or rent, motor vehicle loans, food and utilities.

Now, you don’t need a lot of debt to file bankruptcy.  Often people file because one creditor is demanding payment or threatening legal action.  BANKRUPTCY WILL PUT A STOP TO THIS!

Please feel free to call me for a free consultation.   I will also provide you with information about obtaining credit after your file bankruptcy.  A COMMON misconception is that filing bankruptcy will ruin one’s ability to obtain credit.  This is usually not the case. In fact often it is just the opposite, filing bankruptcy can be a positive credit move because it removes a huge debt burden from you.   As a result, not only are many people able to obtain a loan or credit card after they file bankruptcy, but filing bankruptcy can be the START OR REBIRTH OF A GOOD CREDIT RATING. 

I have had many clients of mine purchase a new home after their bankruptcy case was completed.  Also, I’ve had many people come to me for bankruptcy consultation because they went to apply for a mortgage and the mortgage company told them they had too much debt and they should file bankruptcy first, eliminate their debt and then apply for the mortgage.   

I know it can be a difficult decision for anyone to file bankruptcy...but in every case I have been involved in, I believe it was THE SMART DECISION!   As tens of thousands of Western New Yorkers already know, bankruptcy is a new beginning, one free from the stress and worry over bills and debts you cannot pay.    If you have bills and debts you cannot pay, I recommend you make an appointment to meet with me.  Any delay cannot help you.  So very many of my clients say to me, “I wish I had called you a long time ago”!

Call me today at (716) 877-4490 for an appointment. If you live in Niagara County call (716) 282-1122... and I will personally meet with you for a free consultation to discuss your situation and answer any questions you have.   My offices are conveniently located in Erie and Niagara County.  I’m sure there’s one near you.

Let’s work together... for a much brighter and better tomorrow.     

My number again is 877-4490, in Niagara County its 282-1122.